If you want to borrow 1000 euros quickly and you don’t have anyone in your circle of friends or family to request, you can opt for a mini loan or flash loan. With such a small loan you can temporarily borrow a small amount, but you have to pay it back quickly, usually with a maximum period of 62 days. It would happen to you that you have just discovered that you have forgotten to pay a few fat bills and that the moment of a collection agency has almost arrived. You have probably already had a lot of memories and then thought ‘that will come next week’. However, it cannot wait any longer now and you really have to take action.
A large credit such as a revolving credit or a personal loan is unfortunately not included. You may already have a long-term loan somewhere and further options to stretch it are exhausted. But it may just as well be that you have a BKR listing that ensures that you cannot take out credit. But yes, you are still in need of borrowing € 1000 and you want to find a solution as soon as possible. I would almost say: “happy there is the mini loan”, but given the costs, there is little luck about that. However, borrowing a small amount can offer a solution in extreme need, such as in this case. Earlier I wrote about this with the question ‘is a mini loan a good idea for my situation’. Also check whether in your case the need for money is so great that you will use it.
Where can you borrow 1000 euros?
In my article ‘Borrowing 1500 euros without BKR review’, I elaborate on the question what the maximum is what you can borrow with a flash credit. Also the actual costs that you have to pay, so what is below the line, are amply covered. But what that subject is about naturally also applies to lower amounts. From € 100 you are welcome, so also increasing amounts such as € 400 and € 500. In the table below you can see what the current suppliers are. Keep costs in mind so that you will not be faced with unpleasant surprises. If you were really helped out with the amount of € 1000 and you cannot go anywhere else, you could use one of these mini-loan providers.
How long does it take before I have money?
We cannot make it any nicer, but it is easier to use a term used by the tax authorities and certainly also applies for applying for a loan of € 1000. Once your application has been approved, you can count on it that the amount will be in your account within 24 hours. Sometimes faster, for example when it is not busy and your application is viewed and approved quickly. But it can also take a little longer. If you submit your application on a Saturday, then of course there will be a Sunday between. No transfers are made on Sundays, so you have to wait until Monday. On the other hand, not so bad, because if you receive the money, you can immediately pay your outstanding bills on Monday and this will be processed the same day. If you do this on Sunday, it will also be treated the next day.
Borrow a small amount quickly
To quickly borrow a small amount, you must of course live in the Netherlands, have a valid proof of identity, have a Dutch mobile number and a Dutch bank account. Applying for a job is quick and easy, you will only be working on it for more than 5 minutes. Another advantage I think is that no personal contact is needed, even the chance that someone from the company will call you is virtually excluded. You must include a copy of your bank statement with your application (by e-mail) and this must state the payment of your income. Take your photos with your mobile phone, make sure that they are sharp and that all 4 corners of the document are visible. This is again to prevent fraud, since a document can also be edited with Photoshop.
Borrow 1000 euros Borrow euros without BKR review
I have already talked about this earlier in this article, but for the sake of clarity I will write it again. When applying for a mini loan, for whatever amount, no bkr review is used. The lenders do use a different system for a credit check, which system is precise and how they are tested cannot be traced from the information provided. My idea is that it is a company where arrears can be reported voluntarily and that keeps track of this. However, you do not have to worry much about this. I think it is used to warn the consumer.